The rising use of digital assets has changed how consumers manage their finances worldwide.
In this article, we shall review the best platforms and crypto card issuing services that enable users to spend crypto in real-time and during everyday purchases.
These services offer solid solutions to the complexities of crypto-transactions and everyday payments via virtual and physical cards that reward users and are easy to use and accepted everywhere.
Key Points & Best Crypto Card Issuing Platforms
- Binance Card — Supports multiple cryptocurrencies, up to 8% cashback rewards.
- Crypto.com Visa Card — Tiered benefits, free Spotify/Netflix, up to 5% cashback.
- Coinbase Card — Direct spending from Coinbase wallet, 4% crypto rewards.
- Uphold Card — Works with 250+ cryptocurrencies, no annual fees, global Mastercard acceptance.
- Nexo Card — 2% cashback, no monthly fees, supports 80+ cryptos.
- Kraken Card — Up to 1% cashback, wide crypto support, available in US/UK/EU.
- Bitget Card — Integrated with Bitget Wallet, prepaid option, Visa/Mastercard support.
- Wirex Card — Earn Cryptoback rewards, supports fiat + crypto, global acceptance.
- BlockFi Rewards Card — Earn crypto rewards on purchases, US-focused, integrates with BlockFi accounts.
- Paycent Card — Multi-currency wallet, instant crypto-to-fiat conversion, accepted worldwide.
10 Best Crypto Card Issuing Platforms
1. Binance Card
The Binance card is a great way for customers to use their crypto currencies to make everyday transactions at any of the millions of merchants that are Binance partners.
The Binance card comes with great crypto rewards; and customers can use the Binance app to manage their cryptocurrency as well as use the app to record their spending.
This card is perfect for individuals that are cryptocurrency traders and are active at making trades.
Binance Card – Features
- At any merchant location, and every transaction, you can pay in crypto and have it converted to cash in real time.
- You can manage your Binance card balance and investment at any time because it is fully linked to your Binance account.
- You can get instant crypto rebates paid in BNB or any of the other listed altcoins on the Binance platform.
- You can control your card and get real time transaction notifications using the Binance app.
| Pros | Cons |
|---|---|
| Seamless integration with Binance exchange | Availability varies by country |
| Real-time crypto-to-fiat conversion | Rewards depend on BNB holdings |
| Supports multiple cryptocurrencies | Regulatory uncertainty in some regions |
| Low conversion fees | Limited premium perks compared to rivals |
| Easy management via Binance app | Requires Binance KYC verification |
2. Crypto.com Visa Card
The Visa card from Crypto is a great option which allows the card holder to earn a reward crypto back for each purchase.
Card holders are also able to access free subscriptions for popular services as well as free lounge access which is beneficial when traveling via airplane.
Crypto is great as a debit card as well because it comes with no fees and is supported by a large amount of cryptocurrencies.
Crypto.com Visa Card – Features
- You qualify for a tiered cashback system, which can earn you 8% cashback in crypto and other benefits based on the amount of CRO you stake.
- You can use your card at any Visa merchant for in-person and online purchases.
- Free airport lounge access and complimentary subscriptions to many premium services are available at the higher tiers.
- You can spend your card without having to pay an annual fee, and it supports many different altcoins and fiat currencies.
| Pros | Cons |
|---|---|
| Up to 8% crypto cashback | High CRO staking for top tiers |
| Visa acceptance worldwide | Rewards may change over time |
| Free subscriptions (Netflix, Spotify) | CRO price volatility risk |
| Airport lounge access (higher tiers) | Card tiers can be complex |
| No annual fees | Lower tiers offer fewer benefits |
3. Coinbase Card
As a Coinbase account holder, you have access to the highly rated crypto spending card called the Coinbase Card, designed to allow direct spending of your Coinbase crypto balance at any global merchant.
It is compatible with most digital wallets like Apple Pay and Google Pay and crypto cashback rewards are given.
Users are able to select the asset they want to spend from and are able to monitor their spending. Coinbase has a great reputation and is a great option to convert your digital currency to dollars.
Coinbase Card – Features
- You can spend your crypto using your Coinbase balance without having to first convert your crypto to fiat.
- You earn cashback when you make card purchases. The cashback is paid in a cryptocurrency of your choosing, such as Bitcoin or Ethereum.
- You can make contactless payments linked to the card through Apple Pay and Google Pay.
- You can track your card transactions using the Coinbase app, which has a strong focus on user security and transaction monitoring.—
| Pros | Cons |
|---|---|
| Extremely user-friendly | Spending crypto may trigger taxes |
| Supports Apple Pay & Google Pay | Limited reward options |
| Strong security and compliance | Fees higher than some competitors |
| Direct spending from Coinbase balance | Fewer supported cryptocurrencies |
| Trusted global brand | Regional availability limitations |
4. Uphold Card
The Uphold Card enables spending a variety of digital assets, including crypto, stocks, and precious metals, from your Uphold account.
Users have the ability of instantaneous conversion of digital currency to traditional currency, with simple functionalities on the Uphold mobile app.
The card is multi-currency compatible with balance updates at any time. The card is designed for investors who want the benefits of access to a diversified spending portfolio and simple finance tracking.
Uphold Card – Features
- Ability to spend cryptocurrencies, stocks, and precious metals from one account.
- Instant conversion of digital assets to fiat at the time of purchase.
- Multi-currency support with real-time portfolio visibility in the Uphold app.
- Transparent pricin structure suitable for diversified investors.
| Pros | Cons |
|---|---|
| Supports crypto, stocks, and metals | Smaller ecosystem than major exchanges |
| Real-time asset conversion | Limited rewards program |
| Multi-currency support | Not available in all countries |
| Transparent pricing | Fewer premium card perks |
| Ideal for diversified portfolios | Less popular brand recognition |
5. Nexo Card
Nexo users have the ability to access credit lines backed by digital assets through the Nexo Card, which allows the users to spend their cryptocurrencies without having to liquidate them.
Holders have the option to earn 2% back on Nexo purchases and choose between stablecoin or fiat credit.
The Card allows flexible repayment arrangements, offers interest-free periods based on user spending patterns, and supports a mix of digital currencies.
The card clientele primarily consist of cryptocurrency savers, and Nexo integrated the card into their platform for streamlined access and superior security.
Nexo Card – Features
- Crypto-backed credit line allowing spending without selling digital assets.
- Cashback rewards of up to 2\% paid in NEXO tokens or other supported assets.
- Flexible repayment options, including interest-free periods.
- Seamless integration with the Nexo ecosystem and advanced security controls.
| Pros | Cons |
|---|---|
| Spend without selling crypto | Uses credit, not debit |
| Earn up to 2% cashback | Requires collateral management |
| Interest-free period available | Rewards paid mainly in NEXO |
| Strong security standards | Not ideal for casual users |
| Good for long-term holders | Limited merchant rewards |
6. Kraken Card
Kraken Card, users are able to transfer assets from points of sale, providing the capability to spend cryptocurrencies in their Kraken wallet.
Users can choose which digital currency to utilize for each transaction, and the Kraken platform supports a wide variety of popular cryptocurrencies.
The card is user friendly, implemented fast payment technology, and offers a mixture of online and offline retail convenience.
Designed for existing Kraken customers, the card is a functional extension of Kraken’s exchange services.
Kraken Card – Features
- Instant crypto-to-fiat conversion linked directly to Kraken exchange balances.
- High security standards backed by Kraken’s robust infrastructure.
- User control over which cryptocurrency is used for spending.
- Competitive fees with support for major digital assets.
| Pros | Cons |
|---|---|
| Backed by a highly secure exchange | Limited global rollout |
| Competitive conversion fees | Fewer reward incentives |
| High transparency and trust | Smaller merchant perks |
| Easy integration with Kraken wallet | Less beginner-friendly UI |
| Supports major cryptocurrencies | Card features still expanding |
7. Bitget Card
Being able to spend the crypto holdings inside one’s Bitget wallet anywhere worldwide through major payment networks is one of the offerings of the Bitget Card.
Users can instantly convert specific digital assets to fiat when making a purchase or withdrawing money from ATMs.
Bitget is known to provide cards that are easy to manage, come with a rewards system, and have promotional offers.
Tailored to crypto traders and holders, the cards improve liquidity and enable seamless transactions between digital and physical currencies.
Bitget Card – Features
- Enables real-world spending of crypto held in the Bitget wallet.
- Instant asset conversion for purchases and ATM withdrawals.
- Integrated rewards and promotional programs for active traders.
- Simple card and spending management through the Bitget platform.
| Pros | Cons |
|---|---|
| Designed for active traders | Availability limited in some regions |
| Instant crypto-to-fiat conversion | Rewards not always consistent |
| Integrated with Bitget ecosystem | Fewer supported fiat currencies |
| Promotional bonuses available | Brand less established globally |
| Easy in-app card management | Less focus on lifestyle perks |
8. Wirex Card
Wirex Card offers the ability to spend and convert between crypto and traditional fiat currencies seamlessly. The ability to spend both is one of the features that set it apart from competitors in the market.
It also supports a wide range of digital and fiat currencies with real-time conversion. It’s worth noting that users can earn crypto through rewards programs when making purchases. If you are looking for a strong platform with flexibility and rewards, then Wirex Card is the ideal one for you.
Wirex Card – Features
- Can hold multiple cryptocurrencies and fiat currencies in one account.
- Excellent market rates and instantaneous currency exchange.
- Up to 2% cashback can be earned in cryptocurrency.
- Mobile app with global control and card acceptance.
| Pros | Cons |
|---|---|
| Supports crypto and fiat wallets | Cashback capped in some regions |
| Up to 2% cryptoback rewards | Fees may apply for inactivity |
| Strong multi-currency support | KYC required |
| Competitive exchange rates | Premium perks require upgrades |
| Widely accepted globally | App performance varies |
9. BlockFi Rewards Card
BlockFi Rewards Card, customers have the ability to earn crypto based on their purchases, particularly for spending on traveling and eating out.
Rewards are paid as Bitcoin, which is more valuable as time goes on. It is an easy to use card with no foreign spending fees, and appealing altana plus redemption methods and is a great choice for customers looking for easy crypto based spending.
BlockFi Rewards Card – Features
- Automatically earn crypto on qualified card purchases.
- Increased rewards for travel and restaurant purchases.
- Great for travel as there are no foreign transaction fees.
- Assets can be tracked and managed with ease on BlockFi.
| Pros | Cons |
|---|---|
| Earn Bitcoin on every purchase | BlockFi services limited in some countries |
| No foreign transaction fees | Rewards rates may change |
| Simple rewards structure | Fewer crypto choices |
| Ideal for long-term BTC holders | Dependent on BlockFi platform |
| Easy reward tracking | Not a debit card (credit-based) |
10. Paycent Card
The Paycent Card enables users to gain real time POS conversion between crypto and fiat, for which they give a cashback reward.
Paycent and their card are great for everyday spending with their low fees and spending analytics app. It is a good card for daily crypto spending as well as global spending flexibility.
Paycent Card – Features
- Supports multiple currencies in one account.
- Instant crypto to fiat conversion for payments.
- Low fees and cashback on payments.
- Comprehensive analytics and card controls provided.
| Pros | Cons |
|---|---|
| Supports crypto and fiat payments | Smaller user base |
| Real-time conversion at checkout | Limited premium rewards |
| Cashback and low fees | App UI less polished |
| Global card acceptance | Customer support can be slow |
| Simple mobile wallet experience | Fewer supported cryptocurrencies |
Conclusion
In summary, the best crypto card issuing platforms allow users to seamlessly spend digital assets in their everyday lives. They allow for easy crypto-to-fiat conversions, can be used globally, offer cashback on purchases, and are very secure.
These cards help to integrate the traditional banking system with cryptocurrency. The most important factors in choosing the right platform are fees, rewards, and the availability of supported cryptocurrencies in your region.
FAQ
Crypto card issuing platforms provide debit or credit cards that allow users to spend cryptocurrencies like Bitcoin or Ethereum at merchants worldwide.
Crypto cards automatically convert cryptocurrency into fiat currency at the time of purchase.
Yes, most platforms use strong security measures like KYC, encryption, and two-factor authentication.
Many crypto cards offer cashback or rewards paid in cryptocurrencies.
Yes, most crypto cards work globally where Visa or Mastercard is accepted.
